Debt Relief

  • Who are the Key Players in the Student Loan World?

    August 18th, 2014 | Debt Relief make-selection

    Starting college is such an exciting time of growth and potential. You’ll have the opportunity to study topics that interest you and to begin a new career after graduation. But how are you going to pay for this worthwhile investment? Most students end up taking out loans to cover tuition, books, fees, and living expenses […] […]

  • Types of Deferments

    September 1st, 2014 | Debt Relief PayNowPayLater

    It would be great if everyone could just pay college tuition up front and graduate debt free, but with tuition rates and today’s economy, that’s really not possible for most students. Fortunately, student loans can make higher education a reality for anyone who wants to further their career. Just like there are many types of […] […]

  • Deferment or Forbearance?

    September 6th, 2014 | Debt Relief

    If you are an Oregon or Washington student loan borrower coming up on default and need a little breathing room in order to put together an affordable repayment plan, deferment or forbearance can both do the trick. The bottom line is that if at core you just can’t afford your monthly payment, you will ultimately need […] […]

  • Getting out of Default

    September 7th, 2014 | Debt Relief

    For Oregon and Washington student loan debtors, there are just two routes to getting out of default– consolidation and rehabilitation.   You can only use each of these options only once, so it is best that once you are out of default, you do not default again. In a consolidation, you pay off the defaulted loan […] […]

  • Extended and Graduated Payment Plans

    September 8th, 2014 | Debt Relief d

    The joy of starting a new career can be stifled when you realize a huge portion of your paycheck will go to student loans. Unfortunately, this is the scenario many students face upon graduation or separation from their school (when their enrollment falls below half-time.) There are many payment plans available that can help lower […] […]

  • Income-Based Payment Plans: The Details

    September 22nd, 2014 | Debt Relief rt

    After you finish college, you’ll be making some new starts: new career, possibly moving to a new city, and beginning to tackle your student loans. If you don’t choose another option for repayment, you’ll be put into a Standard Ten-Year Fixed Plan, and your payments may be quite high. To make your payments more manageable, […] […]

  • Public Service Loan Forgiveness

    December 22nd, 2014 | Debt Relief vkj

    If you’re struggling to keep up with your student loan payments, you may be looking for ways to reduce or eliminate your debt. You may be able to change your repayment plan to a more affordable option, or receive an administrative discharge . For many people, Public Service Loan Forgiveness (PSLF) is an option after […] […]

  • A Case Study in Income-Based Payment Plans

    February 2nd, 2015 | Debt Relief Startup

    Mike grew up in a home where money was always tight, so he was determined to go to college and get a great-paying career. He qualified for some government grants and also received a couple of small scholarships, but still needed to take out some student loans to cover the cost of his education. Mike […] […]

  • A Case Study in Student Loan Discharge

    February 9th, 2015 | Debt Relief Student-Loan-Debt

    Kate grew up in a family that valued education and hard work. She always wanted to go to college and follow in her parents’ footsteps of a career as a teacher. She was able to secure some federal grants to cover tuition, and her junior and senior year she landed a paid internship which offset […] […]

  • Case Study in Loan Forgiveness

    February 16th, 2015 | Debt Relief Student loan forgiveness

    Like many of us, Frank had always wanted to go to college, but wasn’t sure what he wanted to do as his career. He was fascinated with how the human mind works and what motivates behavior, so he chose to pursue a bachelor’s degree in psychology. To pay for his education, he worked part time […] […]