Defer simply means to delay, so you do have to make payments on your student loans eventually.In addition, you can only have your loan deferred if you fulfill certain qualifications, such as returning to school or experiencing extreme financial hardship due to injury/illness or unemployment.
However, you should be cautious about deferment even if you do qualify. With some loans, unsubsidized ones, interest continues to accrue the entire time the loan is deferred. Putting off paying back your loans is not always a good idea so make sure you know the facts before deferring your student loans.
We can help you better understand the options that best suit your situation.If you have any further questions regarding deferment, call us immediately. My staff is standing by to answer your questions and help you better understand all available options.